Employees of the City of San Diego working half-time or greater are required to join the SDCERS defined benefit plan. A defined benefit plan is a retirement plan in which you make contributions throughout your career, and which guarantees you a benefit from the time you retire until your death. Your benefit amount is based on a formula that calculates your years of service credit, age at retirement and your final compensation.
City of San Diego membership groups
Depending on your job classification, you will participate in one of the following five defined benefit membership groups:
Police Safety Member plan
Fire Safety Member plan
Lifeguard Safety Member plan
Click your membership group at left for more details on your specific retirement plan.