SDCERS Retirement Plan Summary

Fact sheet for Port General Members hired or rehired on or after January 1, 2009 and before January 1, 2013


SDCERS was established by the City of San Diego in 1927 to administer retirement benefits for its Members. Since the San Diego Unified Port District was established in 1962, SDCERS has administered the Port’s retirement plan for Port employees. SDCERS provides benefits to its vested Members when they retire. SDCERS’ responsibilities include collecting contributions, making payments, investing earnings, and managing the retirement fund with direction from a 13-member Board of Administration (Board).

You become a Member of SDCERS once you are appointed to a position as any classified or unclassified, full-time Port employee and have completed five consecutive years of employment.

Your defined benefit plan with the Port is a retirement plan to which the Port contributes to while you are a Member, and that entitles you to a benefit, once eligible, from the time you retire until your death.

Plan Sponsor

San Diego Unified Port District

Plan Name

Port General Miscellaneous

Hire Date

Initially hired on or after January 1, 2009, but before January 1, 2013; OR

Initially hired before January 1, 2009, but terminated Port employment and subsequently rehired on or after January 1, 2009 (becoming a blended member - see Reciprocity & Blended Membership Fact Sheet for more information); OR

Initially hired by the Port on or after January 1, 2013, but established incoming reciprocity with a reciprocal hire date before 2013.

Member Contribution Rate

The Port pays both the employee and employer contributions on behalf of all members in this plan.

Earning Service Credit

Miscellaneous Members begin earning service credit on the first day of their sixth consecutive year of employment. (Note: This five-year waiting period resets with every re-hire date.) Service Credit represents the amount of time you have earned in the retirement system as a contributing Member of SDCERS. It is one of the factors used in determining your pension benefit amount when you retire.


You must have at least five full years of service credit as a contributing Member of SDCERS to be vested in the retirement system and eligible for retirement benefits once you have met the minimum age requirement. Essentially, you can receive a retirement benefit after working at the Port for five consecutive years. Reciprocal service credits may be used to satisfy vesting requirements.

Service Retirement Eligibility

  • Age 55 (or older) with 20 or more years of service credit; or
  • Age 62 (or older) with five or more years of service credit

Pension Benefit

Your service retirement benefit is based on a formula which includes:

  • Retirement Factor;
  • Service Credit; 
  • Final Compensation (your highest pensionable pay during your career averaged over a three-year period); and
  • Cost of Living Annuity

Pension Benefit Formula

(Retirement Factor) x (Service Credit) x (Final Compensation) + Cost of Living Annuity

Retirement Factor

Create a Member Portal account to calculate your estimated future pension benefit.